What is a Level-Funded Plan?
A level-funded plan may be a solution for an employer who is not yet ready to take on a self-funded health plan.
A balance between the self-funded and fully insured option, level funded plans provide employers:
• Leverage the administrative services and expertise of a fully insured plan
• Cost savings opportunity – refunds if claims are below the projected level
• Stop loss protection when claims exceed projections
Why Are Level-Funded Plan Successful?
- Variety of Plan Designs
– Choose the plan(s) that best fit your employees’ needs. - Detailed Reporting
– Real-time tracking of claims spending.
– Adjust plan designs based on reported trends. - Predictable Payments
– The total monthly cost covers claims and fees. - Stop Loss Insurance
– When the employer buys Stop Loss Insurance, reimbursements are made for
claims that exceed projections. This provides the employer with protection
from catastrophic claims. - Savings Opportunity
– If total annual claims are less than projected, the employer enjoys the savings
through a refund.
Contact Information
Alliant Health Plans
(866) 403-2785
Fully Insured vs
Level-Funded Savings
- Fully Insured = Nonrefundable Premium
- Level-Funded = Opportunity for savings
if claims are below the projected level
Total Cost:
- Level-Funded Plan =
Fixed costs + Claims
amount less than stop
loss reimbursements
What Influences the Maximum
Cost of a Level-Funded Plan?
- Actual Claims Payments
- Stop Loss Premiums
- Service and Administrative Fees
Dual Networking: The Alliant Network & PHCS Wrap Network
We have one of the highest credentialing standards for doctors and facilities
- The Alliant Network: Alliant is a local network available to providers in Georgia, along with select providers in
Tennessee and Alabama. - PHCS Wrap Network: This network gives the opportunity to expand member access to doctors, hospitals, and other medical facilities if the Alliant network does not have those providers. PHCS is a national network with over 500,000 providers.
How is a Network Assigned?
- Subscribers (and all dependents) are assigned a network-based upon their residential address.
- Subscribers who reside within the Alliant Network Area are assigned the Alliant Only network.
- Subscribers who reside outside the Alliant Network Area are assigned the PHCS Primary network; this assignment does not provide access to the Alliant network.
The Alliant Advantage
- We handle all administrative services associated with a self-funded health plan. This includes employee
enrollment, claims management and reporting. - We provide all the plan materials, documents and communication for your employees.
- We dedicate Account Executives and Client Services teams to provide you with the attention and
knowledge you need to manage your plan.
4Corners Plans
Copay Plans
Platinum Copay
Deductible Individual: $0
Here are some of the benefits of this plan:
- The coinsurance is 15% after deductible
- Payment Structure: Copay
- Network: Alliant
- Office Visit – Primary Doctor: $5
- Office Visit – Specialist: $10
- Emergency Room: $225 Copay
- Urgent Care: $10
- Prescription Plan – Tier 1: $5 | Tier 2: $15 | Tier 3: $30 | Tier 4: $75
Platinum Copay Plus
Deductible Individual: $0
Here are some of the benefits of this plan:
- The coinsurance is 15% after deductible
- Payment Structure: Copay
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $5
- Office Visit – Specialist: $10
- Emergency Room: $225 Copay
- Urgent Care: $10
- Prescription Plan – Tier 1: $5 | Tier 2: $15 | Tier 3: $30 | Tier 4: $75
Gold Copay
Deductible Individual: $0
Here are some of the benefits of this plan:
- The coinsurance is 20% after deductible
- Payment Structure: Copay
- Network: Alliant
- Office Visit – Primary Doctor: $15
- Office Visit – Specialist: $30
- Emergency Room: $500 Copay
- Urgent Care: $75
- Prescription Plan: Tier 1: $10 | Tier 2: $25 | Tier 3: $50 | Tier 4: 50%*
Gold Plus Copay
Deductible Individual: $0
Here are some of the benefits of this plan:
- The coinsurance is 20% after deductible
- Payment Structure: Copay
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $15
- Office Visit – Specialist: $30
- Emergency Room: $500 Copay
- Urgent Care: $75
- Prescription Plan – Tier 1: $10 | Tier 2: $25 | Tier 3: $50 | Tier 4: 50%*
Silver Copay
Deductible Individual: $0
Here are some of the benefits of this plan:
- The coinsurance is 40% after deductible
- Payment Structure: Copay
- Network: Alliant
- Office Visit – Primary Doctor: $50
- Office Visit – Specialist: $80
- Emergency Room: $750 Copay
- Urgent Care: $75
- Prescription Plan – Tier 1: $30 | Tier 2: $50 | Tier 3: $75 | Tier 4: $250
Silver Plus Copay
Deductible Individual: $0
Here are some of the benefits of this plan:
- The coinsurance is 40% after deductible
- Payment Structure: Copay
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $50
- Office Visit – Specialist: $80
- Emergency Room: $750 Copay
- Urgent Care: $75
- Prescription Plan – Tier 1: $30 | Tier 2: $50 | Tier 3: $75 | Tier 4: $250
HDHP Plans
HDHP 1500
Deductible Individual: $1,500
Here are some of the benefits of this plan:
- The coinsurance is 20% after deductible
- Payment Structure: High Deductible
- Network: Alliant
- Office Visit – Primary Doctor: 20% after deductible
- Office Visit – Specialist: 20% after deductible
- Emergency Room: 20% after Deductible
- Urgent Care: 20% after deductible
- Prescription Plan – 20% after deductible
HDHP 1500 Plus
Deductible Individual: $1,500
Here are some of the benefits of this plan:
- The coinsurance is 20% after deductible
- Payment Structure: High Deductible
- Network: Alliant / PHCS Wrap Network
- Office Visit – Primary Doctor: 20% after Deductible
- Office Visit – Specialist: 20% after Deductible
- Emergency Room: 20% after Deductible
- Urgent Care: 20% after deductible
- Prescription Plan – 20% after deductible
HDHP 2500
Deductible Individual: $2,500
Here are some of the benefits of this plan:
- The coinsurance is 0% after deductible
- Payment Structure: High Deductible
- Network: Alliant
- Office Visit – Primary Doctor: 0% after deductible
- Office Visit – Specialist: 0% after deductible
- Emergency Room: 0% after Deductible
- Urgent Care: 0% after deductible
- Prescription Plan – 0% after deductible
HDHP 2500 Plus
Deductible Individual: $2,500
Here are some of the benefits of this plan:
- The coinsurance is 0% after deductible
- Payment Structure: High Deductible
- Network: Alliant / PHCS Wrap Network
- Office Visit – Primary Doctor: 0% after deductible
- Office Visit – Specialist: 0% after deductible
- Emergency Room: 0% after Deductible
- Urgent Care: 0% after deductible
- Prescription Plan – 0% after deductible
HDHP 3000
Deductible Individual: $3,000
Here are some of the benefits of this plan:
- The coinsurance is 20% after deductible
- Payment Structure: High Deductible
- Network: Alliant
- Office Visit – Primary Doctor: 20% after deductible
- Office Visit – Specialist: 20% after deductible
- Emergency Room: 20% after Deductible
- Urgent Care: 20% after deductible
- Prescription Plan – 20% after deductible
HDHP 3000 Plus
Deductible Individual: $3,000
Here are some of the benefits of this plan:
- The coinsurance is 20% after deductible
- Payment Structure: High Deductible
- Network: Alliant / PHCS Wrap Network
- Office Visit – Primary Doctor: 20% after deductible
- Office Visit – Specialist: 20% after deductible
- Emergency Room: 20% after Deductible
- Urgent Care: 20% after deductible
- Prescription Plan – 20% after deductible
HDHP 4500
Deductible Individual: $4,500
Here are some of the benefits of this plan:
- The coinsurance is 0% after deductible
- Payment Structure: High Deductible
- Network: Alliant
- Office Visit – Primary Doctor: 0% after deductible
- Office Visit – Specialist: 0% after deductible
- Emergency Room: 0% after Deductible
- Urgent Care: 0% after deductible
- Prescription Plan – 0% after deductible
HDHP 4500 Plus
Deductible Individual: $4,500
Here are some of the benefits of this plan:
- The coinsurance is 0% after deductible
- Payment Structure: High Deductible
- Network: Alliant / PHCS Wrap Network
- Office Visit – Primary Doctor: 0% after deductible
- Office Visit – Specialist: 0% after deductible
- Emergency Room: 0% after Deductible
- Urgent Care: 0% after deductible
- Prescription Plan – 0% after deductible
HDHP 6250
Deductible Individual: $6,250
Here are some of the benefits of this plan:
- The coinsurance is 30% after deductible
- Payment Structure: High Deductible
- Network: Alliant
- Office Visit – Primary Doctor: 30% after deductible
- Office Visit – Specialist: 30% after deductible
- Emergency Room: 30% after Deductible
- Urgent Care: 30% after deductible
- Prescription Plan – 30% after deductible
HDHP 6250 Plus
Deductible Individual: $6,250
Here are some of the benefits of this plan:
- The coinsurance is 30% after deductible
- Payment Structure: High Deductible
- Network: Alliant / PHCS Wrap Network
- Office Visit – Primary Doctor: 30% after deductible
- Office Visit – Specialist: 30% after deductible
- Emergency Room: 30% after Deductible
- Urgent Care: 30% after deductible
- Prescription Plan – 30% after deductible
HDHP 6900
Deductible Individual: $6,900
Here are some of the benefits of this plan:
- The coinsurance is 0% after deductible
- Payment Structure: High Deductible
- Network: Alliant
- Office Visit – Primary Doctor: 0% after deductible
- Office Visit – Specialist: 0% after deductible
- Emergency Room: 0% after Deductible
- Urgent Care: 0% after deductible
- Prescription Plan – 0% after deductible
HDHP 6900 Plus
Deductible Individual: $6,900
Here are some of the benefits of this plan:
- The coinsurance is 0% after deductible
- Payment Structure: High Deductible
- Network: Alliant / PHCS Wrap Network
- Office Visit – Primary Doctor: 0% after deductible
- Office Visit – Specialist: 0% after deductible
- Emergency Room: 0% after Deductible
- Urgent Care: 0% after deductible
- Prescription Plan – 0% after deductible
Traditional - Platinum Plans
Traditional Platinum 2250
Deductible Individual: $2,250
Here are some of the benefits of this plan:
- The coinsurance is 0% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: $20
- Office Visit – Specialist: $40
- Emergency Room: $150
- Urgent Care: $75
- Prescription Plan:
Tier 1: $15 | Tier 2: $35 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible
Traditional Platinum 2250 Plus
Deductible Individual: $2,250
Here are some of the benefits of this plan:
- The coinsurance is 0% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $20
- Office Visit – Specialist: $40
- Emergency Room: $150
- Urgent Care: $75
- Prescription Plan:
Tier 1: $15 | Tier 2: $35 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible
Traditional Platinum 750
Deductible Individual: $750
Here are some of the benefits of this plan:
- The coinsurance is 0% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: $20
- Office Visit – Specialist: $40
- Emergency Room: $150
- Urgent Care: $75
- Prescription Plan:
Tier 1: $15 | Tier 2: $35 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible
Traditional Platinum 750 Plus
Deductible Individual: $750
Here are some of the benefits of this plan:
- The coinsurance is 0% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $20
- Office Visit – Specialist: $40
- Emergency Room: $150
- Urgent Care: $75
- Prescription Plan:
Tier 1: $15 | Tier 2: $35 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible
Traditional Platinum 500
Deductible Individual: $500
Here are some of the benefits of this plan:
- The coinsurance is 0% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: $20
- Office Visit – Specialist: $40
- Emergency Room: $150
- Urgent Care: $75
- Prescription Plan:
Tier 1: $15 | Tier 2: $35 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible
Traditional Platinum 500 Plus
Deductible Individual: $500
Here are some of the benefits of this plan:
- The coinsurance is 0% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $20
- Office Visit – Specialist: $40
- Emergency Room: $150
- Urgent Care: $75
- Prescription Plan:
Tier 1: $15 | Tier 2: $35 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible
Traditional - Gold Plans
Traditional Gold 3000
Deductible Individual: $3,000
Here are some of the benefits of this plan:
- The coinsurance is 10% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: $30
- Office Visit – Specialist: $60
- Emergency Room: %10 coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible
Traditional Gold 3000 Plus
Deductible Individual: $3,000
Here are some of the benefits of this plan:
- The coinsurance is 10% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $30
- Office Visit – Specialist: $60
- Emergency Room: %10 coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible
Traditional Gold 2500
Deductible Individual: $2,500
Here are some of the benefits of this plan:
- The coinsurance is 20% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: $30
- Office Visit – Specialist: $60
- Emergency Room: 20% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible
Traditional Gold 2500 Plus
Deductible Individual: $2,500
Here are some of the benefits of this plan:
- The coinsurance is 20% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $30
- Office Visit – Specialist: $60
- Emergency Room: 20% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible
Traditional Gold 2000
Deductible Individual: $2,000
Here are some of the benefits of this plan:
- The coinsurance is 10% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: $30
- Office Visit – Specialist: $60
- Emergency Room: 10% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible
Traditional Gold 2000 Plus
Deductible Individual: $2,000
Here are some of the benefits of this plan:
- The coinsurance is 10% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $30
- Office Visit – Specialist: $60
- Emergency Room: 10% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible
Traditional Gold 1500
Deductible Individual: $1,500
Here are some of the benefits of this plan:
- The coinsurance is 15% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: $30
- Office Visit – Specialist: $60
- Emergency Room: 15% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible
Traditional Gold 1500 Plus
Deductible Individual: $1,500
Here are some of the benefits of this plan:
- The coinsurance is 15% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $30
- Office Visit – Specialist: $60
- Emergency Room: 15% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible
Traditional Gold 1000
Deductible Individual: $1,000
Here are some of the benefits of this plan:
- The coinsurance is 20% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: $30
- Office Visit – Specialist: $60
- Emergency Room: 20% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible
Traditional Gold 1000 Plus
Deductible Individual: $1,000
Here are some of the benefits of this plan:
- The coinsurance is 20% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $30
- Office Visit – Specialist: $60
- Emergency Room: 20% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $20 | Tier 2: $45 | Tier 3: $70 |Tier 4: 25% coinsurance after deductible
Traditional - Silver Plans
Traditional Silver 7000
Deductible Individual: $7,000
Here are some of the benefits of this plan:
- The coinsurance is 5% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: $40
- Office Visit – Specialist: $80
- Emergency Room: 5% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible
Traditional Silver 7000 Plus
Deductible Individual: $7,000
Here are some of the benefits of this plan:
- The coinsurance is 5% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $40
- Office Visit – Specialist: $80
- Emergency Room: 5% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible
Traditional Silver 6500
Deductible Individual: $6,500
Here are some of the benefits of this plan:
- The coinsurance is 5% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: $40
- Office Visit – Specialist: $80
- Emergency Room: 5% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible
Traditional Silver 6500 Plus
Deductible Individual: $6,500
Here are some of the benefits of this plan:
- The coinsurance is 5% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $40
- Office Visit – Specialist: $80
- Emergency Room: 5% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible
Traditional Silver 6000
Deductible Individual: $6,000
Here are some of the benefits of this plan:
- The coinsurance is 5% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: $40
- Office Visit – Specialist: $80
- Emergency Room: 5% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible
Traditional Silver 6000 Plus
Deductible Individual: $6,000
Here are some of the benefits of this plan:
- The coinsurance is 5% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $40
- Office Visit – Specialist: $80
- Emergency Room: 5% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible
Traditional Silver 5500
Deductible Individual: $5,500
Here are some of the benefits of this plan:
- The coinsurance is 10% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: $40
- Office Visit – Specialist: $80
- Emergency Room: 10% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible
Traditional Silver 5500 Plus
Deductible Individual: $5,500
Here are some of the benefits of this plan:
- The coinsurance is 10% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $40
- Office Visit – Specialist: $80
- Emergency Room: 10% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible
Traditional Silver 5000
Deductible Individual: $5,000
Here are some of the benefits of this plan:
- The coinsurance is 20% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: $40
- Office Visit – Specialist: $80
- Emergency Room: 20% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible
Traditional Silver 5000 Plus
Deductible Individual: $5,000
Here are some of the benefits of this plan:
- The coinsurance is 20% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $40
- Office Visit – Specialist: $80
- Emergency Room: 20% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible
Traditional Silver 4500
Deductible Individual: $4,500
Here are some of the benefits of this plan:
- The coinsurance is 20% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: $40
- Office Visit – Specialist: $80
- Emergency Room: 20% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible
Traditional Silver 4500 Plus
Deductible Individual: $4,500
Here are some of the benefits of this plan:
- The coinsurance is 20% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $40
- Office Visit – Specialist: $80
- Emergency Room: 20% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible
Traditional Silver 4000
Deductible Individual: $4,000
Here are some of the benefits of this plan:
- The coinsurance is 30% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: $40
- Office Visit – Specialist: $80
- Emergency Room: 30% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible
Traditional Silver 4000 Plus
Deductible Individual: $4,000
Here are some of the benefits of this plan:
- The coinsurance is 30% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $40
- Office Visit – Specialist: $80
- Emergency Room: 30% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible
Traditional Silver 3500
Deductible Individual: $3,500
Here are some of the benefits of this plan:
- The coinsurance is 30% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: $40
- Office Visit – Specialist: $80
- Emergency Room: 30% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible
Traditional Silver 3500 Plus
Deductible Individual: $3,500
Here are some of the benefits of this plan:
- The coinsurance is 30% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: $40
- Office Visit – Specialist: $80
- Emergency Room: 30% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
Tier 1: $30 | Tier 2: $55 | Tier 3: $100 |Tier 4: 25% coinsurance after deductible
Traditional - Bronze Plans
Traditional Bronze 7550
Deductible Individual: $7,550
Here are some of the benefits of this plan:
- The coinsurance is 10% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: 10% coinsurance after deductible
- Office Visit – Specialist: 10% coinsurance after deductible
- Emergency Room: 10% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
- Tier 1: 10% | Tier 2: 10%| Tier 3: 10% |Tier 4: 25% coinsurance after deductible
Traditional Bronze 7550 Plus
Deductible Individual: $7,550
Here are some of the benefits of this plan:
- The coinsurance is 10% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: 10% coinsurance after deductible
- Office Visit – Specialist: 10% coinsurance after deductible
- Emergency Room: 10% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
- Tier 1: 10% | Tier 2: 10% | Tier 3: 10% |Tier 4: 25% coinsurance after deductible
Traditional Bronze 7000
Deductible Individual: $7,000
Here are some of the benefits of this plan:
- The coinsurance is 30% after deductible
- Payment Structure: Traditional
- Network: Alliant
- Office Visit – Primary Doctor: 30% coinsurance after deductible
- Office Visit – Specialist: 30% coinsurance after deductible
- Emergency Room: 30% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
- Tier 1: 30% | Tier 2: 30%| Tier 3: 30% |Tier 4: 25% coinsurance after deductible
Traditional Bronze 7000 Plus
Deductible Individual: $7,000
Here are some of the benefits of this plan:
- The coinsurance is 30% after deductible
- Payment Structure: Traditional
- Network: Alliant / PHCS Wrap
- Office Visit – Primary Doctor: 30% coinsurance after deductible
- Office Visit – Specialist: 30% coinsurance after deductible
- Emergency Room: 30% coinsurance after deductible
- Urgent Care: $75
- Prescription Plan:
- Tier 1: 30% | Tier 2: 30% | Tier 3: 30% |Tier 4: 25% coinsurance after deductible
Documents
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